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Merchant-level analysis

Find out what Amazon actually costs you

Preso rolls your transactions up by merchant, so you can see totals, frequency, and trends for every place your money goes.

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Private beta · Access by invitation · Bank connections are read-only

Per-merchant totals

Every store, app, and service ranked by what it really costs you — monthly and over time. The numbers are usually a surprise.

Frequency patterns

See how often each merchant charges you and spot the “small” habits — coffee, delivery, in-app purchases — that compound into real money.

Loan & payment aware

Preso separates loan payments and transfers from regular spending, so merchant stats reflect consumption, not bookkeeping noise.

How it works

  1. 1

    Link your accounts and let Preso import your transaction history.

  2. 2

    Preso groups transactions by merchant and computes totals and frequency.

  3. 3

    Drill into any merchant to see its history, trend, and category.

Frequently asked questions

What can I learn from merchant-level spending?

The totals per store are where budgets are actually won or lost. Seeing that a single merchant costs you $200/month is far more actionable than knowing your “shopping” category is over.

Does it handle a merchant that appears under different names?

Preso uses Plaid’s merchant identification to group transactions under a consistent merchant name wherever possible, and you can correct categorization when a merchant is ambiguous.

Can I exclude a merchant from my budget?

Yes — you control which merchants count toward budget tracking, so reimbursed or business expenses don’t distort your personal numbers.

Does this work with credit cards?

Yes — merchant insights combine spending across all linked accounts, including credit cards, so a store’s total is complete no matter how you paid.

Explore more of Preso

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See your money clearly in about two minutes

Link your accounts once — Preso does the rest, automatically.

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