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Budget planning

A budget built from how you actually spend

Preso analyzes your spending history and proposes realistic budget amounts per category — a starting point grounded in your real life, not a template.

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Private beta · Access by invitation · Bank connections are read-only

Estimates from evidence

Budget amounts start from your historical averages per subcategory — up to two years of data — so the plan is realistic on day one.

Tune it to your goals

Adjust any category with a click. Cutting dining out by $100? Set it, and the tracker holds you to the new number.

Essentials separated

Preso distinguishes essential from non-essential spending, so you trim where there’s actually room instead of pretending rent is negotiable.

How it works

  1. 1

    Link your accounts so Preso can learn your spending patterns.

  2. 2

    Review the proposed budget — every category pre-filled from your history.

  3. 3

    Adjust the numbers to match your goals and save your plan.

Frequently asked questions

How does Preso know what my budget should be?

It computes your historical average spending per subcategory from your imported transactions and proposes those as starting budgets. You adjust from there — informed defaults beat blank boxes.

What if my spending varies a lot month to month?

Averages over a long window (up to 720 days) smooth out spiky months, and you can override any category where the average doesn’t reflect your intent.

Is this a zero-based budgeting app?

No — Preso is built around tracking against realistic category budgets rather than assigning every dollar a job. If you find zero-based systems too high-maintenance, this is the lower-effort alternative.

Do budgets update as my life changes?

Your actuals update automatically as transactions arrive, and you can re-tune budget amounts anytime — the comparison always reflects your latest plan.

Explore more of Preso

Budget TrackerBudgets that track themselvesAccount AggregationEvery account in one place — linked safely, read-onlyMerchant InsightsFind out what Amazon actually costs you

See your money clearly in about two minutes

Link your accounts once — Preso does the rest, automatically.

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