Overview
Features
Highlights
Pricing
FAQ
Your plan runs on what you actually spent
Link your accounts once — Preso turns your real spending history into a budget that tracks itself, then carries those same numbers years forward. See it, don’t guess it.
14 days free · then $11.99/month
Why Preso
Introducing Preso
Connect your accounts once and Preso builds your budget, tracks it, and carries the same numbers years forward.
Dashboard
Your budget, spending, and accounts in one place — every number current, and every answer built from your own data.
Budget Planner
A detailed breakdown of essential and non-essential subcategories, built from your history and yours to customize.
Budget Tracker
Your budget tracks itself against real spending. Adjust and personalize your categories as your needs evolve.
Planning
Project your cash flow, net worth, and retirement from the same accounts — then test what-ifs and see a range of outcomes.
How it works
From daily spending to retirement, in one place
Link your accounts
Securely connect checking, savings, credit cards, and investment accounts — or add balances manually. Read-only, via Plaid.
A budget that builds itself
AI analyzes your real spending, separates essential from non-essential, and keeps the budget tracking itself.
A plan that runs years forward
The same numbers feed your net worth and retirement projections — with what-ifs you can compare side by side.
Go deeper
Dive deeper into your budget
Deep Analytics
Trends you can see
Patterns in your spending, shown as charts and breakdowns built from your own transactions — not a generic template.
Make It Yours
Customizable Categories
Fine-tune your budget by editing, adding, or removing categories and subcategories to match your unique lifestyle.
Plan Ahead
Beyond this month
Project your cash flow, net worth, and retirement from the same accounts — every assumption visible and yours to change.
Track Visually
Visualize Progress
Track your budget with dynamic charts and graphs that update as you manage your finances.
Know Your Spend
Merchant & Category Insights
Get detailed breakdowns by merchant and category to see exactly where your money goes.
Ask Anything
Customizable Views
Filter and personalize your budget views to focus on what matters most to you — and ask the Budget AI Assistant when you want answers fast.
Retirement planning
Built for the years before — and after — you retire
The same accounts that power your budget also power a year-by-year retirement projection — with the details that decide how it actually plays out.
Taxes, year by year
Federal taxes are part of every projection year, so the picture you see is after taxes — not before.
Social Security, your way
Set claiming ages for you and your spouse — and see how the picture changes if one of you is someday on your own.
Required withdrawals, handled
When the rules require minimum withdrawals from retirement accounts, the projection includes them automatically.
Numbers you can check
Open the year-by-year ledger behind the chart and see how every number was put together — nothing is a black box.
Built for results
Budgeting and planning, working from the same accounts
See where your money goes today, and where it lands years from now — both built from the accounts you already connected.
Connect All Accounts
Bring your checking, savings, and credit card accounts into one place through a read-only connection.
Budget Planning
Separate essentials from everything else, so you can see which spending is actually fixed.
Budget Tracker
Preso builds your budget from your own history in one step — adjust any category you disagree with.
Fully Automated
Once your accounts are connected, everything updates on its own — no manual entry, no monthly reset.
Discover insights with AI
Ask the Budget AI Assistant about your past and current transactions, and get answers built from your own data.
Retirement & Net Worth
Project your net worth and retirement from the same accounts, with two retirement dates for couples and a range of outcomes.
Simple pricing
One plan. Everything included.
Start free for 14 days and feel the calm of a budget that runs itself — and a plan that looks years ahead.
Everything included
One simple plan — no tiers, no add-ons
Connect unlimited bank accounts
Ask the AI anything about your spending
Automated budget planning & tracking
Merchant insights & analytics
Re-categorize merchants & transactions
Retirement & net worth projections
Connect your accounts
Link your bank accounts securely and let us handle the data syncing.
Get your budget plan
We analyze your spending patterns and create a personalized budget.
Track automatically
Watch your spending against your budget with real-time tracking.
Customize categories
Tailor categories and labels to match your unique needs.
Get AI insights
Ask questions and get personalized financial insights.
Plan the long term
Project your net worth and retirement from the same accounts — and see how what-ifs change the picture.
FAQ
Frequently asked questions
Why should I use your product versus other budgeting tools online?
We've built an intelligent budgeting system that does the heavy lifting for you. Our platform automatically categorizes your transactions and creates personalized budget recommendations based on your spending patterns. Our Budget AI Assistant analyzes your financial data to uncover spending trends. While the system is fully automated, you maintain complete control.
How do you ensure my financial data stays secure?
Your financial information is protected with high-level security standards used by major financial institutions. All connections to our platform are encrypted and secure, we keep your data completely private, and never share it with anyone. In addition, we use multi-factor authentication to ensure that only you can access your account.
How does the budget tracking system work?
Our budget tracker operates on a monthly calendar cycle, making it easy to track and plan your finances. As you make purchases, the system automatically updates your spending progress and compares it against your monthly goals, giving you real-time feedback on whether you're on track.
Do you have a mobile app or mobile support?
We currently only have desktop support. We will let the community know once we have mobile support in place.
Go deeper into Preso
Feature guides on what Preso does with your money — and how.
Categories that fit your life
Make every transaction land in the right category
Relabel any transaction or merchant, split essential from non-essential spending, and make every category match how you actually live. All of Preso follows.
Read the guide
Analysis built from your data
A financial analyst that has actually read your transactions
Ask Preso’s AI about your money and get charts and analysis built from your actual transactions — spending breakdowns, income trends, and budget recommendations.
Read the guide
Automatic spend tracking
Know where every dollar goes — without a spreadsheet
See where your money goes without a spreadsheet. Preso imports and categorizes transactions from all your accounts into one clear monthly dashboard.
Read the guide
Feel good about your money again.
Calm, clarity, and a plan that runs itself. Currently in private beta — access by invitation.
Budgeting made simple yet powerful
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